How to get out of a auto loan from a buy here pay here lot ?
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I bought a truck from a buy here pay here lot .I have never got it legal, licensed or insured .I have only driven it about 50 miles…I’ve had the truck for a year and never been late on my payments I’ve been trying to get out of the loan without hurting my credit. I have offered to pay the finance charges and give it back to them. I have tried just about everything. I offered cash for the vehicle but they wouldn’t take any finance charges off the note or come down on the price. It was an impulse buy I have learned my lesson .If anybody could help…Thank you
Tagged with: finance charges • impulse buy
Filed under: Auto Cash Loan
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Full coverage insurance
side road in the middle of nowhere at night
see that big tree right there
Hang on tight this might hurt a little 35 – 45 MPH………..
Booom
" I saw a deer and swerved the road made me hit the tree officer.
Payoff the car – now stay away from the buy here pay here crap
Just sell it yourself, if you haven’t driven it in the year you’ve had it it’s probably in good shape with low miles, sell it yourself and pay off the loan.
You’ll need to read the contract, in New York, you are not required to pay the interest due or penalties if you pay off early. Your state may be different, but check your contract and consult a lawyer if you don’t understand how it is stated.